December 20, 2016

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List of Best Value Shopping Credit Cards in the Philippines

For someone whose happiness lies in shopping and finding the best fashion deals anywhere their feet will take them, a credit card that will reward you with every purchase is a must. There are plenty of credit cards available, but not all of them are designed to make the true shopaholic happy. Here are four of the best value shopping credit cards that you can check.


List of Best Value Shopping Credit Cards in the Philippines

List of Best Value Shopping Credit Cards in the Philippines

BDO Forever 21 Card
BDO Forever 21 Card

If most of your OOTDs are purchased from fashion retailer Forever 21, you should get a credit card that will award you points every time you shop at any Forever 21 store nationwide. With the BDO Forever 21 Card, you can shop to your heart’s content and rake in the points!
You don’t have to wait for special store promotions just to avail of discounts on that gorgeous romper or that sexy pullover, because BDO Forever 21 Cardholders get discounts all year. And with every ₱200 you charge on your BDO Forever 21 Card, you automatically earn 3 points.

If you decide to go on a shopping spree at any Forever 21 store during any SM 3-Day Sales, just a minimum purchase of ₱2,000 earns you 21x points more. And come your birthday month, every ₱2,000 minimum spend gives you a 21% discount.

You also get a 21% rebate every 21st day of the month when you shop and spend a minimum of ₱3,000. Shop on regular days and enjoy 10% discount. To qualify for the BDO Forever 21 Card, you should have a minimum monthly income of ₱15,000.

RCBC Mango Card
RCBC Mango Card

Shopaholics should not be without the RCBC Mango Card. Not only does this card have reward points that never expire, you also get to avail of 0% installment plans for purchases at any Mango, Mango Touch, Mango Kids, and H.E. by Mango stores. You also get exclusive access to shopping deals and promotions, as well as Members-Only sales and events.

Whenever you use your RCBC Mango Card to shop, you earn 1 reward point for every ₱135 transaction. Use your RCBC Mango Card to gas up, dine at restaurants, or pay for your groceries and you also earn reward points. When you use your card to travel, you enjoy travel insurance and purchase protection for free! A monthly income of ₱13,333 is required to qualify for this credit card.

HSBC Red Card

When you use your HSBC Red Card for shopping, you get 4x the rewards 4x faster. You also get access to special privileges, and enjoy exclusive deals only available for HSBC Red Cardholders.
If you happen to be a foodie and regularly go on lunch or dinner dates with friends and family, charge it on your HSBC Red Card and earn 1 reward point for every ₱10, with a minimum spend of ₱2,500 each month. The same applies when you use your HSBC Red Card to pay for your groceries or use it for travel.

You can also use your HSBC Red Card to gas up at any Caltex gas station and enjoy a 10% rebate on your first transaction. For the rest of the year, you enjoy a 3% rebate. To apply for the HSBC Red Card, a minimum monthly income of ₱16,667 is required.

Citi Rewards Card
Citi Rewards Card

If you want to get the most rewards, the Citi Rewards Card is just right for you. You can use it to shop, dine, and travel and receive three times the reward points. You get exclusive deals and special discounts, and you can trade your points for rewards instantly.

You can use your Citi Rewards Card in over 1,000 establishments nationwide and earn 1 reward point for every ₱30 you spend. When you have saved enough points, you can use them to pay for your purchases. That’s 10 reward points for every ₱1.

Whenever you use your Citi Rewards Card for shopping, dining, traveling, and grocery shopping, you earn 1 reward point for every ₱30. If you love to travel, you also have the option to exchange your points for airline miles, or GetGo points when you fly via Cebu Pacific. To qualify for the Citi Rewards Card, a minimum monthly income of ₱83,334 is required. Annual fee for this credit card is free.

Author: John
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