The table below contain the list of all the Social Security System benefits and member loans. Please be noted that all the information inside the table were all collected from the official website of SSS.

List of SSS Benefits and Member Loans

Please refer to the list below for more details.

List of SSS Benefits and OFW Member Loans

TYPE     Qualifying ConditionsAmount of Benefit
Sickness At least 3 monthly contributions within the 12-month period immediately prior to the semester of sickness or injury Daily Sickness Allowance = 90% of average salary credit; maximum of 120 days in one calendar year
Maternity (for female members only) At least 3 monthly contributions within the 12-month period immediately prior to the semester of childbirth or miscarriage Maternity benefit = 100% of average daily salary credit multiplied by 60 days for normal delivery of miscarriage or 78 for caesarian delivery; up to first 4 deliveries or miscarriages only
Retirement 120 monthly contributions prior to the semester of retirement. Age - 60 yrs. (optional); 65 yrs. (mandatory) Minimum monthly pension (mp): P1200 - if with at least 120 monthly contributions or with at least 10 credited years of service (CYS); P2,400 - if with at least 20 CYS; with dependent's pension; with 13th month pension;
Lump sum: if less than 120 monthly contributions; total contributions paid plus interest.
Disability Partial Total At least 1 monthly contribution prior to the semester of disability Monthly pension: If with at least 36 monthly contributions prior to the semester of disability Minimum mp: P1,000 – if with less that 10 CYS; P1,200 – if with at least 10 CYS; P2,400 – if with at least 20 CYS; with 13th month pension and dependent’s pension for total disability only; supplemental allowance of P500.
Lump sum: Of less than 36 monthly contributions
Death At least 1 monthly contribution prior to the semester of death Monthly pension: If with at least 36 monthly contributions prior to the semester of death. Minimum mp: P1,000 – if with less than 10 CYS; P1,200 – if with at least 10 CYS; P2,400 – if with at least 20 CYS; with dependent’s pension; with 13th month pension;
Lump sum: If less than 36 monthly contributions
Funeral At least 1 monthly contribution Minimum: P20,000
-granted to whoever pays the burial expenses of the deceased member

Type Contributions Loanable Amount
Salary Actively paying with 36 posted monthly contributions with at least 6 posted monthly contributions for the last 12 months prior to the month of filing the application.

Actively paying with 73 posted monthly contributions with at least 6 posted monthly contributions for the last 12 months prior to the month of filing application.
1-month loan: Average of the member-borrower’s latest posted 12 Monthly Salary Credits (MSCs) or amount applied for, whichever is lower

2-month loan: Twice the average of the member-borrower’s latest posted 12 Monthly Salary Credits (MSCs) rounded to the next higher monthly salary credit or amount applied for, whichever is lower
Housing Actively paying with at least 36 months contributions and 24 continuous contributions in the period to application. Individual Housing Loan:
P2 million (maximum)
House Repair and Improvement Actively paying with at least 36 months contributions P1 million

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