Christmas is just around the corner.

When it comes to gift-giving, nothing beats the gift of communication, especially if you live far from your loved ones. The best way to stay in touch with them is through call, text, instant messaging, video call, and staying updated about them through social media. To do this, you may need a new smartphone. Or maybe, you just had a great year and deserve an upgrade from your previous handset.

FOUR CLEVER WAYS TO AVOID BIG CASHOUTS

If you’re still out there for some last-minute Christmas shopping and you’re in search of the best smartphone deals, here are the best promos from Home Credit.

Phonetastic Zer0%
Phonetastic Zer0%

• Offer: Mobile phones, Tablets, and Phone accessories

• *Brands Acer, Asus, Huawei, Lenovo, LG, My Phone, Nokia, Oppo, Samsung, Sony, Starmobile (*subject to change without prior notice)

• Loan Term: 6 months

• Promo Period: October 27, 2016 – January 31, 2017

• Availability: This special offer is currently available in selected MemoXpress stores.

• Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

Huawei for All
Huawei for All

• Offer: Exclusive for Huawei GR5, Huawei P9 Lite, Huawei Y6 II and Huawei T1 7 plus units only

• Loan Term: 6 months

• Promo Period: November 29, 2016 – January 31, 2017

• Availability: This special offer is currently available in selected Huawei concept stores and participating branches of the following Home Credit partners.

• Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount).
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

Samsung ZERO% DUO
Samsung ZERO% DUO

Offer: Available for Samsung Galaxy On7 (2016) and Samsung Galaxy J7 Prime units only

Loan Term: 6 months

Promo Period: November 18 – December 18, 2016

Promo extended until December 31, 2016

Availability: This special offer is currently available in selected Samsung mobile concept stores and partner retailers

Cash-out: Upon approval of application -> down payment (at least *20% of goods price) + origination fee (3% of financed amount).

Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

Get OPPO F1S at 0% Interest
Get OPPO F1S at 0% Interest

Offer: Exclusive for OPPO F1S only

Loan Term: 6 months

Promo Period: November 1 – January 31, 2017

Availability: This special offer is currently available in selected Oppo Concept Stores and participating branches of the following Home Credit partners

Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price
With these promos, choose the smartphone you like best and get it on manageable monthly payment terms at 0% interest! Visit Home Credit for more information or the nearest participating Home Credit partners and SM Mall near you!

SM DASMARINAS
SM STA ROSA
LIMKETKAI MALL
MARKET MARKET
MARQUEE MALL
STARMALL ALABANG
BRIDGEWAY
AYALA CENTRIO MALL
SM BACOOR
SM GENSAN
SM MARILAO
FESTIVAL MALL
SM TUGUEGARAO
SM ILOILO
KCC MALL ZAMBOANGA
SM BACOLOD
SM MOLINO
GAISANO MALL DIGOS
SM LUCENA
SM MEGAMALL
GAISANO TAGUM
SMDC LIGHT
SM VALENZUELA
SM NORTH EDSA
SM SEASIDE
SM SOUTHMALL
GAISANO MALL DAVAO
SM CEBU
SM MEGACENTER
SM BF
ABREEZA AYALA MALL
NCCC MALL DAVAO
SJDM
SM MALL OF ASIA
ROBINSONS SANTIAGO
SM CABANATUAN
SM TARLAC
SM FAIRVIEW
SM TRECE MARTIRES
TRINOMA
SM LANANG
NCCC MALL PALAWAN
SM SANGANDAAN